We Help You Grow Your Business

Get Pre‑Qualified in Minutes

Checking your rate won’t affect your credit score

From startup dreams to expansion plans—get competitive rates, personalized guidance, and funds today.

Whether you’re in need of a new dump truck, hiring more staff, increasing inventory, or launching your first product, we offer fast, flexible funding paired with genuine guidance from a dedicated strategist.

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Quick Funding

Apply in minutes

Approval in hours

Funding in days

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Guidance That Cares

Work side‑by‑side with a dedicated strategist—no cookie‑cutter solutions, just what works for your business

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Rates That Empower

Get matched with competitive rates and flexible repayment—our priority is your growth

We're here to

fuel Your Success

Founded by an entrepreneur who knows the struggle of securing the right financing, Max Funding believes that every great business deserves a chance to grow.

Our mission

We exist to bridge the gap between aspiration and execution—empowering small to mid‑sized business owners with access to competitive rates, transparent terms, and dedicated support. No pushy sales pitches, just honest lending.

Why we’re different

Entrepreneur-led insight: Our leadership has walked in your shoes—we understand your challenges, timelines, and goals.

Customer-first approach: We combine smart tech with a human touch—your dedicated strategist takes the time to tailor loans to your unique needs.

Speed without compromise: From quote to funds in just days, all while keeping terms clear and straightforward.

Our values

Integrity: Transparent terms, no hidden fees—ever.

Collaboration: We're here to help your business today and tomorrow.

Responsiveness: Quick replies and proactive guidance.

Our Specialties

We also offer creative financial solutions for most industries

RESTAURANTS

Flexible funding solutions for restaurants, including

revolving lines of credit, SBA-backed loans, merchant cash advances, and private equity options. These services support various needs such as expansion, renovations, marketing, and working capital, helping you grow and sustain your restaurant.

REAL ESTATE INVESTMENTS

Unlock opportunities in residential and commercial properties with our tailored financing solutions. Whether you're acquiring, renovating, or refinancing, we offer flexible options to suit your investment strategy. Our expertise ensures you have the capital needed to grow your real estate portfolio effectively.

EQUIPMENT FINANCING

Acquire essential machinery, technology, or vehicles without depleting your cash reserves. Our flexible financing options allow you to spread costs over time, ensuring you maintain liquidity for other business needs. Access the equipment you need promptly to keep your operations running.

WORKING CAPITAL

Access flexible funding to cover day-to-day expenses like payroll, rent, and inventory. Our quick and straightforward options help bridge cash flow gaps, ensuring your business operates smoothly without long-term commitments.

SBA LOANS

Government-backed SBA loan options to support your business goals—from 7(a) loans (up to $5 M) for working capital, equipment, real estate, and acquisition, to 504 loans (up to $5.5 M) for fixed-asset and property investments, microloans (≤ $50K) for startups and small projects, and specialized loans for exports, disaster recovery, and seasonal needs.

BUSINESS CREDIT

Establishing business credit is crucial for small businesses as it helps maintain a credit history separate from personal credit, which can

protect personal assets, improve loan eligibility, and enhance relationships with suppliers and vendors.

Exceptional service!

I’ve been working with Joel for the last several months and the service has been exceptional in every way. Rather than just giving you capital and forgetting about you, Joel truly cares about you and your company. From asking questions to how my company is performing, to being there whenever for me whenever I need something. The thing that truly makes the difference is the connection established and the fact that he genuinely cares, highly recommend working with him!

Butcher Block

Frequently Asked Questions

We understand that seeking funding can feel both exhilarating and overwhelming—that mix of ambition, nerves, and impatience is completely natural. Wherever you are in the process, we're here to guide and support you.

Which types of funding are available?

SBA Loans

• Real Estate Bridge Loans

Private Equity

Term Loans

Business Lines of Credit

Equipment Financing

Working Capital

• Invoice Factoring

• Merchant Cash Advances*

*We recommend that you only accept an MCA as a last resort - if you are currently on the MCA treadmill, we will work with you to get you on solid ground again and qualified for standard funding

How quickly will I receive funding?

Rapid Funding (e.g. term loans, lines of credit, merchant cash advances)

You can often be approved and funded within 1–3 business days, sometimes even same day

Private Equity

Funding can close surprisingly fast—once a deal structure is agreed (often via LOI), funds can be wired in just 2 days, though 1–2 weeks is more typical for completing final docs and closing cycles

SBA Loans

Standard 7(a) and 504 loans typically take 30–90 days from application to funding

SBA Express can be faster—14–21 days once docs are submitted

Microloans and 504 loans usually take 1–2 months

Does my credit score matter?

Yes. Your credit score affects your access to business funding, loan terms, and vendor relationships—especially if your business credit is still developing.

Below 500: Major challenges securing funding. Focus is on credit rebuilding.

500–599: High risk to lenders; options limited and costly.

600–679: Fair credit; some opportunities with higher rates.

680–739: Good credit; better access to financing and terms.

740 and above: Excellent credit; best rates and approval odds.

If your score isn’t as high as you'd like, it may be due to high credit usage, late payments, collections, hard inquiries, or other factors impacting your credit profile.

Understanding your credit situation takes a personalized look—if you want to discuss your options, feel free to reach out.

What documentation do I need?

If you need Rapid Funding, you'll typically need to provide the last 4 months of business bank statements plus the current month-to-date—this helps us verify cash flow and activity quickly.

If you're planning a significant transaction or require a larger loan, your dedicated strategist will let you know and may request additional documents like:

Business and personal tax returns

Financial statements (P&L, balance sheet)

Credit reports (soft-pulled, to avoid affecting your score)

Letters of intent (LOIs) or purchase agreements

A business plan outlining how you'll use the funds

Your dedicated strategist will guide you through exactly what's needed—no surprises, just support as your funding needs evolve.

How much can I borrow?

Loan amounts vary based on your business’s size, revenue, credit profile, and the type of financing you choose. Rapid Funding often offers $5 K to $500 K, while traditional SBA or bank loans can go upwards of $10 million. Your exact amount will be determined by the specifics of your situation.

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